EN MAY 23, 2026
5 min read

SELF MADE: Investment Life Sim - Comprehensive Beginner's Guide

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Quick Summary

SELF MADE: Investment Life Sim is a deep financial and life simulation where players start at 18 with nothing, making critical choices between education or immediate work. The game involves detailed stock trading, empire building through various businesses, managing personal life aspects like family and lifestyle, and navigating market risks and legal consequences. Success requires balancing financial growth with personal well-being to build a lasting legacy.

Navigation Index
  • 01 Getting Started: Your First Steps
  • 02 Understanding Core Mechanics
  • 03 Investment Strategies for Beginners
  • 04 Building Your Empire Beyond Stocks
  • 05 Managing Your Life and Legacy
  • 06 Navigating Risks and Challenges
  • 07 Known Issues

Main Content

Getting Started: Your First Steps

In "SELF MADE: Investment Life Sim," your journey begins at age 18 with a fundamental decision: pursue an academic path or dive directly into the world of work and entrepreneurship. This initial choice significantly shapes your early game experience and potential trajectory.

  • Education vs. Immediate Work: Opting for education might involve student loans with low interest rates, potentially setting you up for higher-paying careers later. Jumping straight into work, such as a fast-food job, allows you to start earning and investing sooner, albeit with lower initial income. Some players suggest staying in your parents' house as long as possible to save money in the early game.
  • Early Lifestyle Choices: To conserve funds, it's generally advised to avoid expensive lifestyle upgrades, subscriptions, or high-quality food in the very early stages. Focus on basic needs, as small apartments or houses can provide happiness boosts crucial for making money.
  • Understanding Core Mechanics

    The game blends deep financial simulation with comprehensive life management, where every month presents new decisions.

  • Time Management: A key mechanic highlighted by the developers is time management, which is crucial for a successful run. Each month, you'll make choices that impact your finances, career, and personal life.
  • Financial Indicators: The trading system is robust, featuring real financial indicators such as earnings reports, price-to-earnings (P/E) ratios, and dividend yields across over 50 stocks in various sectors (Tech, Healthcare, Finance, Energy, Retail, etc.). You'll need to follow market news, observe trends, and react swiftly to changes.
  • Market Volatility: The market can rise steadily, offering easy profits, but also crash, wiping out gains quickly. The game simulates bull markets and crashes, requiring players to manage risk.
  • YOLO Mode: For those seeking high-risk, high-reward plays, "YOLO mode" is a week-long options trading mini-game. It uses real Black-Scholes pricing, allowing you to trade calls and puts and build multi-leg strategies, with portfolio swings happening in real-time.
  • Investment Strategies for Beginners

  • Stock Market Basics: Start by studying the market, reading news, and understanding financial fundamentals like P/E ratios and dividend yields. The game is not a clicker, so informed decisions are key. Ride bull markets and try to survive crashes.
  • Real Estate: Early investments in real estate, such as buying a starter house for rent, can provide a steady income. However, be aware that interest rates can fluctuate and become high, potentially limiting portfolio expansion. Players have found success by focusing solely on real estate to build wealth.
  • Saving Money: In the early game, saving money is crucial. One player found success by staying in their parents' home to save money before investing.
  • Building Your Empire Beyond Stocks

    Profits from trading can be leveraged to build larger ventures and diversify your empire.

  • Start a Company: Design products, hire employees, manage research and development (R&D), and take your startup public with an Initial Public Offering (IPO). There are guides available for company creation and product development.
  • Diverse Ventures: You can expand into various industries, including owning a sports franchise, launching a rocket company, or running a media empire. Each offers unique management challenges and opportunities for wealth generation.
  • Managing Your Life and Legacy

    "SELF MADE: Investment Life Sim" extends beyond finance, offering a realistic life simulation where personal choices matter.

  • Relationships and Family: You can date, get married, and raise children. Your parenting choices can influence your children's potential, determining if they become Ivy League CEOs or missed opportunities.
  • Generational Wealth: The game features generational wealth, allowing you to play as your son or daughter who inherits your accumulated wealth. However, there's a 40% tax on amounts exceeding $13 million, with the first $13 million being exempt.
  • Career Progression: Start in low-paying jobs and work your way up to executive leadership, or focus on business from the start.
  • Health and Happiness: These factors are important and can be improved by upgrading your lifestyle.
  • Navigating Risks and Challenges

    The path to financial legend is fraught with risks and consequences.

  • Market Crashes: Be prepared for market crashes that can rapidly diminish your portfolio.
  • SEC Investigations: Engaging in activities like insider trading can trigger an SEC investigation mini-game, potentially leading to legal consequences, including prison.
  • Debt Management: Taking loans, such as for student expenses or real estate, requires careful management to avoid high interest rates and payment issues.
  • Known Issues

    As of recent reports, there is a significant game-breaking bug where owning any hotel can cause the game to crash if you attempt to interact with it (e.g., selling, buying another, setting room rates, or staying on the hotel screen during a turn transition). This issue has led some players to recommend against playing the game until it is fixed.

    [ System Notice ]

    This content was generated by AI. Information may be unverified and could have changed due to game updates. Verify critical data before proceeding.

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    FAQ Database

    Q.01 What is the primary goal in SELF MADE: Investment Life Sim?

    The primary goal is to start with nothing and build a financial empire, creating a legacy through various investments, business ventures, and life choices.

    Q.02 How does the game handle market trading?

    The game features a detailed trading system with over 50 stocks, real financial indicators like P/E ratios and dividends, and requires players to follow market news and trends. It also includes a high-risk 'YOLO mode' for options trading.

    Q.03 Can you raise a family in the game?

    Yes, the game includes life simulation elements where you can date, get married, and raise children. Your parenting choices can influence their future potential.

    Q.04 Is there a way to continue playing after your character dies?

    Yes, the game supports generational wealth, allowing you to play as your son or daughter who inherits your accumulated assets, though there is a 40% inheritance tax on amounts over $13 million.

    Q.05 Are there any known game-breaking bugs?

    As of recent reports, there is a known bug where owning any hotel can cause the game to crash when interacting with it.